Lending Focus - March 2020

Care homes, longevity and the real estate finance market

Heather Buttle, Natalie Thorn and Daniel Williams examine the structures and provisions applicable to care homes financings, where demographics, the increasing affluence of an ageing population and an appetite for diversified property portfolios are driving investment.

Mercury rises over virtual completions

Andrew Seager with a view on a recent case which puts the legal basis of virtual completions in the spotlight again.

Guarantees, indemnities and oral agreements

Cheng Bray reports on a Court of Appeal decision drawing out the distinctions between guarantees and indemnities.

Patent-backed debt finance

Tom Witte and Cheng Bray review some key considerations for lenders wishing to take security over patents.

Austrian banking secrecy

Philip Hoflehner and Philipp Bunzl report on the effects of Austrian banking secrecy on the collateralisation and realisation of loans.

Legal opinions, jurisdiction clauses and Brexit

Kate Bowden examines a dispute over a comfort letter where the High Court has refused to stay English proceedings despite a concurrent German lawsuit.

Lending in the tech and biotech sectors: valuing intellectual property

Alexander Stones and Cheng Bray with an overview of the complex art of valuing IP-rich companies.