Driverless and connected vehicles

Connected and autonomous vehicles (CAVs) present a difficult cybersecurity problem which is, perhaps, different from many similar cybersecurity issues because of its potential impact on adoption of the industry as a whole.

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Driverless cars are among the most significant advancements in technology set to bring about changes to our existing product liability regimes.

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Every day, new and innovative data services from the connected car universe are introduced to the public: telecommunications providers connect the driver to tailor-made insurance products via a mobile app which generates driving and movement profiles; users are offered the opportunity of monetising their data collected from their vehicles by providers ranging from public garage operators to insurers; a German university sets up a connected car test drive in the heart of Berlin to collect IoT data from connected vehicles for research purposes; the list goes on.

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For many, driverless cars and autonomous driving features present exciting commercial and technological opportunities. For the insurance industry, however, they are a significant market disruptor.

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