Brokers Duties; Municipal Insurance and the creation of insurance mutuals

Broker Duties - Failure to advise insureds on risk improvement requirements

Ground Gilbey Ltd v. Jardine Lloyd Thompson UK Ltd [2011]
Commercial Court, 2 February 2011

On 9 February 2008, a serious fire occurred at Camden Market in north London, a property owned by the Claimant, GGL. The quantum of damage sustained was in the region of £6 million. The cause of the fire was a liquefied petroleum gas (LPG) portable heating appliance which had ignited clothing stock in one of the stalls. While the use of LPG heaters was prohibited under the terms of the tenancy agreement with stallholders, the practice was nevertheless widespread.

Read the full Broker Duties article.

Municipal Insurance and the creation of insurance mutuals - the requirements for open tender

Municipal Insurance and the creation of insurance mutuals
The requirements for open tender

Harrow London Borough Council v. Risk Management Partners Ltd [2011]
Supreme Court, 9 February 2011

Until it ceased trading in 1992, most insurance provided to local authorities in the UK was underwritten by Municipal Mutual Insurance Ltd (MMI). As the name suggests, MMI was a mutual insurance company, created by and for its member authorities.

Read the full Municipal Insurance article.

Lawyers Anthony Menzies, James Crabtree, Susannah Wakefield, Peter Kempe, Jonathan Rogers, Dr. Gunbritt Kammerer-Galahn, Franz Janssen, Dr. Astrid Wagner, Wolfgang Schaller, Alain de Foucaud, Christine Flion, Christopher Dixon